These Terms and Conditions ("Agreement") govern the use of Referral Rascal LLC ("Company") and its website, services, and referral program. By accessing or using our platform, you acknowledge and agree to be bound by this Agreement. If you do not agree, you must discontinue use immediately.
By submitting the pre-qualification survey, you expressly consent to be contacted by Referral Rascal LLC and its licensed insurance partners via phone, SMS/text, email, and/or automated technology, even if you are on a state or federal Do Not Call (DNC) list.
You authorize Referral Rascal LLC and its partners to contact you regarding health insurance, government programs, and related services.
You understand that consent is not required to purchase services, and you may opt out at any time by following opt-out instructions.
Standard message & data rates may apply for SMS/text messaging.
Filling out the pre-qualification survey does not guarantee eligibility for ACA plans, government subsidies, or any other programs.
Your final eligibility is determined by a licensed insurance agent and/or the government marketplace based on income, household size, and other factors.
Completing this form does not enroll you in a health plan; you must speak with a licensed agent to complete the process.
Referral Rascal LLC is not responsible for eligibility determinations made by insurance carriers or government programs.
📢 Important Notice: If your income, household size, or other details change, your eligibility may change as well. Always provide accurate and up-to-date information.
We take your privacy and data security seriously. By submitting your information, you acknowledge and agree to the following:
Your information will be used to assess your eligibility for health coverage and related programs.
We do not sell your personal data to third parties without your explicit consent.
We may share your data with licensed insurance agents and government partners to provide you with services.
All consumer data is protected using industry-standard encryption and security protocols.
We comply with HIPAA, GDPR, and CCPA where applicable to protect your personal data.
You may request to review or delete your information by contacting us at [email protected].
📢 Your Rights: You have the right to access, correct, or request deletion of your personal information.
There is no fee to complete the pre-qualification survey.
You are under no obligation to enroll in any plan after completing the survey.
Speaking with a licensed agent is free, and they will provide plan options based on your eligibility.
📢 Transparency: If you qualify, your plan may have a $0 premium, but not all applicants qualify for $0 plans.
Referral Rascal LLC is not affiliated with the federal government, state health marketplaces, or any government agency.
We are a marketing and lead generation service that connects consumers with licensed insurance professionals.
The health insurance plans discussed are offered through licensed insurance providers and not directly by Referral Rascal LLC.
📢 Important Notice: If you need to apply directly through the government marketplace, you may visit www.healthcare.gov.
By submitting the pre-qualification survey, you certify that all information provided is accurate to the best of your knowledge.
Providing false or misleading information may result in denial of eligibility or loss of coverage.
If it is found that fraudulent or inaccurate information was submitted, Referral Rascal LLC reserves the right to deny services and report fraudulent activity to the appropriate agencies.
📢 Your Responsibility: Ensure that all information regarding income, household size, and other eligibility factors is correct before submission.
Any disputes related to the pre-qualification survey, consumer eligibility, or marketing practices shall be resolved through binding arbitration in the state of Florida.
By using this service, you waive your right to participate in class-action lawsuits against Referral Rascal LLC.
If you have concerns, please contact [email protected] before filing a legal claim.
📢 Fair Resolution: Arbitration ensures a faster and more cost-effective way to resolve disputes.
For questions regarding the Terms & Conditions, consumer rights, or data protection:
📧 Email: [email protected]
📞 Phone: (888) 646-0879
📢 We are committed to transparency and consumer protection. If you have any concerns, please reach out!
* This is not an offer for insurance. Eligibility for a $0 premium is based on income and other factors. Licensed agents will determine final plan eligibility
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